Flood
A specialized policy that shields you from flood-related financial losses by covering structural repairs and the replacement of personal belongings damaged by natural disasters.
Coverages
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Building Property
Safeguards your home or building's structure against flood damage. This includes repair or replacement expenses for critical components like the foundation, walls, floors, roof, and built-in appliances.
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Personal Property
Covers belongings inside the insured building, including furniture, clothing, electronics, and personal items. This coverage reimburses you for repairing or replacing damaged property in case of a flood.
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Debris Removal
Helps cover the costs associated with removing debris and wreckage from your property after a flood. This coverage is vital for facilitating the cleanup process and restoring your property to its pre-flood condition.
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Loss of Use Coverage
Provides financial aid for temporary housing if your home is unlivable due to flood damage. Coverage reimburses hotel stays, rental properties, meals, and essential living costs.
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Increased Cost of Compliance
Cover extra costs for local building code compliance during home repairs after a flood. This coverage ensures your property meets current standards.